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USDA loan / Rural Development

USDA loan

USDA loan / Rural Development Loans

The United States Department of Agriculture (USDA) guaranteed home loans provide affordable financing options for properties located in designated small towns, suburbs, and exurbs. This program helps eligible low- to moderate-income families get homeownership by offering a no-down-payment opportunity.

For first time home buying, the USDA loan offers a $0 down payment mortgage for eligible rural and suburban borrowers. USDA loans are handed out by the U.S. Department of Agriculture by the USDA Rural Development Guaranteed Housing Loan Program. There are income limitations that vary by region.

Applicants with credit scores of 640 or higher get streamlined processing. Those with scores below 640 must meet tougher underwriting standards when buying a house.  Click here for our free homeloan mortgagecalculator.

First time home buying? The borrower requirements for a USDA loan are flexible to help the first time buyer. Contact Par 4 Mortgage today for more details.

USDA Loan Requirements

USDA Loan rural development

USDA loans Colorado, USDA loan Florida. What are USDA mortgage rates today? Buying a home for the first time?

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